Projects/Specialized: Entreprineurship, Accounting and Finance Planning and Management, Credit control and Management, Cooperatives Management and control, Reprodutive and Child Health and HIV/AIds Advocacy and Lobbying.                                                                         *Provided Training: * Khadija Design from Iringa Municipality on Loan Management and Record Keeping. * Mkwawa Scout Group on Loan Management and Businee Planning.               Provided accounting services including Record keeping and Preparation of Books of Accounts to Kleruu SACCOS LTD. and Facilitated Mangalali SACCOS LTD access to Credi Management from financial Institutions

FALITATION FOR TERRITORIAL (DISTRICTS)  DEVELOPMENT PROGRAM UNDER SWISSFIN-TERRITORIAL DEVELOPMENT PROGRAM-(SWISSFIN-TDP PROGRAM):

This is a developmental program which is earmarked for the development of various projects that Local District Authorities will decide to undergo, such as:

1. Initate and develop a new city/town,
2. 3000 to 7000 houses including, commercial buildings, residential buildings, vocational estates, Sports grounds- stadias etc
3. Airports, or Airstrips,
4. Roads,
5. Health facilities: Hospitals and Health Centres ets
6. Schools,colleges etc.
7. Food processing industries etc.

8.  

   TERRITORIAL DEVELOPMENT PROGRAM

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   	Preface Profit represents people’s emancipation. It is what remains after the consolidation of income, the expenditures of daily life and the payment of taxes and government levies. At present, most of the people in developing nations are unable to plan for their own survival, despite massive humanitarian aid efforts. The most fortunate, employed in improvised work, receive a salary barely large enough to exist on. The efforts of wealthier nations and international organizations are mainly involved in supporting discriminate welfare aid. As a result, the people being helped lose hope in their search for work, and the regional authorities are dissuaded from attempting to develop the local economy. The solution yearned for by today’s great politicians is to give direct aid to the people in developing countries and to create new, sustainable economies. This solution will be difficult to achieve if the regions in question are not involved in development programs capable of attracting international investors, or funding from European joint venture companies and the World Bank. Potential development programs will have to acknowledge that globalization favours new markets, the economic development of poor countries, international exchanges, work infrastructure and much more. Developing countries are those which, due to political malpractice, national indebtedness and the lack of economic planning, remain on the outskirts of the growth margins and entrust themselves to indiscriminate help from wealthier countries. This indiscriminate help, instead of encouraging economic growth, leads to corruption and an operational standstill. The concept that poor countries can be helped by an economic plan consisting of projects financed by international organizations, fails in real life due to national authorities rarely showing any interest in a territorial development plan. The lack of opportunities for national planners to adapt their projects to local situations, given that the projects depend on the national political situation, represents further, insurmountable handicaps which distance the territories from government development plans. Swissfinprogram corp - USA and regional representatives of the territories in question, can together create national and territorial development plans. The “TERRITORIAL DEVELOPMENT PROGRAM” is a procedure of proposal to interested countries as economic self-development plans for the territories’. By using this format, the territories involve their own institutions and local businesses in the creation of joint venture companies capable of making use of international know-how, new interest in global markets, and the most advantageous financing available. Please take the time to read more about Swissfinprogram corp. Peruse the other pages available here, study our Territorial Development Program , and see by yourself the difference that you, Swissfinprogram corp. and his Group can make in lives of world’s people. the format The "Territorial Development Program " is a format innovative, integrated project model for regions, territories and districts that have decided to set up a qualified, organic process of socio-economic development that is specific to the area in question. The application of the "Territorial Development Program" will satisfy the aspirations of the territory, favouring the insertion and development of productive and commercial activities in international markets, thus promoting economic and financial flows. The "Territorial Development Program " maximises the history and the geographic position of the territory and places great bonus on its ethnic and cultural characteristics. It also preserves and develops the area’s customs and traditions and aims to develop existing, indigenous trades and crafts. In the "Territorial Development Program " the participation of local companies in joint ventures is always foreseen, in the form of international associations with other companies that participate in other “TDP”. The territorial and cultural application of these international-regional associations makes it possible for the territory to benefit from export and import flows, resources and synergies which, being preferential and pre-planned, increase their competitiveness on international markets. The project model proposed in the "Territorial Development Program " is based on the integrated and global development of productive activities, professional training and job creation. Its realization is assigned to international joint ventures whose aim is to attain the maximum possible in terms of efficiency. Each intervention is an integral part of the overall project and so the "Territorial Development Program " is not conditioned by political requirements and nor is it delegitimized by the potentially negative international image of the country in which the territory is situated. The "Territorial Development Program " is not concerned with “welfarism” but aims to create development. Each project in the model must conform to this characteristic. The funding channelled by the "TDP", is, therefore, only used for the development of productive activities. The size and breadth of the "Territorial Development Program " imposes a progressive but obligatory alignment with the existing economy. At the same time, its operational definition/sequential nature must be compatible with development projects already set up by local institutions and the government. The mission of the "Territorial Development Program " is: "THE TERRITORY ". The "Territorial Development Format" develops through the definition of different types of intervention:        - Programmes    - Activation tools    - Financial tools    - Interaction of the developing country    - Interaction of industrialised countries   PROGRAMMES Definition of the programmes is based on an analysis of territory’s potential , on the identification of its primary needs, on the choice of fulcrum for the intervention and on the support for solidarity works and projects.   ACTIVATION TOOLS Activation tools include an analysis and development of the "means" to realize the programmes: feasibility studies, sub-contract tenders, joint ventures, company associations.   FINANCIAL TOOLS Financial tools regard the identification of operators for the definition, solution and management of the necessary financial resources: banks and international organizations, international cooperation financing and project financing.   INTERACTION OF THE DEVELOPING COUNTRY The definition and offer of commercial contracts, tenders and projects by the country where the “TDP” is to be carried out. INTERACTION OF INDUSTRIALISED COUNTRIES Actions of political-fiscal-administrative backing to support and strengthen the process of internationalisation of the companies participating in the “TDP”. PROCEDURE FOR THE APPLICATION OF THE TDP in the territories of developing countries or in those in A.C.P (African, Caribbean and Pacific) areas in reference to the conventions of Lomè, Cotonou, Rome and following between the European Union The interlocutors are: 1. SWISSFINPROGRAM corp. NY USA or other companies acting on its behalf 2. THE TERRITORY (District) of the country in question 3. SWISSFIN GOLDBANCO SA - general contractor Phases of the TDP application procedure: 1. Acquisition of preliminary information and assessment of the territory’s economic potential. 2. A meeting between the Parties. 3. Signing of a letter of intent. 4. Presentation of the ”TDP Proposal“. 5. Acceptance of the “proposal” by the Territory. 6. Signing of the “Memorandum of Agreement” for a joint-venture 7. Swissfin GoldBanco SA -Switzerland,general contractor of TDP,by authorisation of Swissfinprogram Corp.New York USA ,is engaged to issue "promissory note"with maturity to 3 and 5 years by offer to international investors and deposit the sums of money in a account bank to use for the payment for works to realize with "Territorial development Program for....District" or use the same promissory note for pay to interested companies the sums of the signed contracts for the realisation of the buildings or the suppleis. 8. The sums of the sell of the buildings or of the management of the same will use for the payment of the promissory note at the maturity 9. The Territory will send to Sissfin GoldBanco SA Switzerland a letter assigning the lands where the TDP projeczs will be carried out. n.1)- ACQUISITION OF PRELIMINARY INFORMATION AND ASSESSMENT OF THE TERRITORY’S ECONOMIC POTENTIAL. After the preliminary acquisition of information (below) and its examination, it will be possible to establish the feasibility parameters for the application of the TDP in the chosen territory and to assess its propensity to economic development: a) a geographical, historical and political study b) the general state of primary infrastructures (roads, water, electricity) c) control of prerogatives and autonomy of the territories d) an examination of the fiscal and taxation systems e) means of consignments and transportation f) availability of local manpower g) productive sectors and existing natural resources h) tourism interest and accommodation i) possibility of creating "free zone" j) possibility of financing projects in the territories n. 2.)- MEETING BETWEEN THE PARTIES Once the possibility of implementing a "TDP" has been ascertained, the Parties will have their first meeting to present the format and to verify a shared interest in its application. In the case of mutual satisfaction, a letter/agreement of intent will be signed. n. 3.)- THE LETTER OF INTENT The letter of intent expresses the desire of both parties to setting up the procedure for applying the "TDP", deferring and conditioning its acceptance by the legal representative of the territory to the subsequent presentation of the detailed model called "Territorial Development Program Proposal". (draft of the letter of intent) To Swissfinprogram corp. Empire State Building – New York Usa swissfinprogram@yahoo.com We inform you that: a) The "Local Authority of...... has expressed a positive interest in adopting the economic development model "Territorial Development Program " (TDP), introduced by and discussed with your representative part during the official visit of its delegation to...... b) The Local Authority has committed itself to performing the activities and formalities necessary to realize a TDP prepared by Swissfinprogram Corp.. under the name of "Territorial Development Program for...." c) The TDP will be prepared by Swissfinprogram corp. in conformity with Governmental laws and in respect of the requirements of the International Organizations that will be proposed for financing. d) The TDP will be drawn up taking the culture and traditions of the territory of …., its population and its minorities into consideration. e) The TDP will integrate and preserve projects already established by the Local Government as well as those that are presently in a phase of development. f) If the TDP is accepted, the territory of..... will be twinned with other territories in the world where a Swissfinprogram corp. TDP project is in operation, in order to create social and economic advantages for all parties. g) The TDP will be subject to the conditions and approval of both the Local Government and Swissfinprogram Corp. USA h) The TDP will be presented to the Local Government not later than .......... in order to go ahead with the signing of a "Memorandum of Agreement" between the parties. n. 4.)- PRESENTATION OF THE ”TDP PROPOSAL“ Within the limits laid down in the “letter of intent”, Swissfinprogram corp. will carry out a screening of activities in the following sectors: o infrastructure o industry o crafts o tourism o agriculture and fishing o natural resources o residential property o sporting activities o social solidarity works and projects or specific project so as to assess possible future activities in these sectors, their correspondence with the needs of the population and their integration with any development plans prepared by the local authorities. This will make it possible to draw up the "Territorial Development Program Proposal" for projects identified in the aforementioned sectors and which, together, will make up the "TDP". Infrastructures The term infrastructures refers to large-scale works on road, railway, electricity, water and sewage systems, etc. which are usually the responsibility of central government and which, for this reason, are often greatly penalised and conditioned by political sponsorship. For feasibility studies, planning and construction, therefore, application for funding will not be made to the national government but rather to the WORLD BANK and to project financing through the search for companies interested in the privatisation and management of the works in question. Infrastructural works that are part of the TDP projects ( Basic City- Energyland -Worktown or the "Specific Project), which is to say the new model village that will constitute the first base for economic development in the District, will consist of the temporary supply of electricity, water and sewerage systems and internal road networks that will make it possible to lie in the village on a temporary basis until definitive infrastructures are in place. The industrial and craft projects in the Worktown place: these projects deal with the privately financed productive activities and are aimed at foreign companies looking to relocate and to set up a production centre in a favourable environment offering: - a facilitated settlement plan - the existence of manpower - the possibility of forming joint ventures with local companies or partners Interested foreign companies will be chosen according to a set of criteria: - the ability to ensure real economic growth in the territory - activities that are mainly directed at international markets - interaction and synergy with existing local companies - a thriving financial situation The procedure for companies wishing to participate will be organised as follows: - presentation of an application to Swissfinprogram Corp. - assessment and acceptance of the application - admission in the pool through the purchase of a share in local Swissfinholding ltd. - the appointment of Swissfinprogram corp. to carry out planning and the feasibility study for the technical-productive proposal to be integrated into the industrial or craft sector foreseen by the "TDP" - the appointment of Swissfinprogram corp. to constitute joint ventures with local partners - presentation of financing and/or long-lease applications for approval from Swissfin local bank or other international banks - the assignment by Swissfinprogram corp. USA of the land for the construction of the industrial plant. Tourism Tourism is the driving force for the territory’s economic growth. The projects proposed in the “TDP” aim at maximising the geographic, natural, historic, artistic and cultural characteristics of the territory so as to insert it in important, developing areas of the tourist market. The “programme for tourism development in the territory” will be presented to qualified operators working in the sector who will sign “letters of intent” for the creation of agreements to plan, realise and manage the various activities. On the basis of these agreements the project financing project will be presented to the World Bank and other interested international organisations. Agriculture and fishing Agriculture and fishing have generally represented the basis of the economy in the territory and many times the only source of support for the alimentary requirements of the population. These resources are to be developed but require considerable financing, thus making projects in this sector difficult to realise. The interventions foreseen in the “TDP” are: - a reconversion aimed at obtaining products that are not only suited to the environmental conditions but which also have a higher market value - operative development through the application of avant-garde technologies equipment and machinery - the creation of a synergy with new industrial settlements so as to create and/or to implement an industry that is capable of conserving and transforming the product, thus adding value and allowing the sector to launch itself on national and international markets - the employment of joint ventures or private consortiums to request financing or leasing for property and or production The achievement of these commercial objectives will also have great benefits for fishermen, making it possible for them to increase their income, to contribute to the development of the entire territory and thus reduce the migratory flow of workers towards the large cities. Natural resources Natural resources represent the territory’s wealth. Their use, for industrial purposes but in respect of the environment, is of great importance for projects in the TDP: the granting of licences and the creation of synergic activities to work and transform prime materials locally will help to generate quick economic growth in the territory. Residential property The creation and development of craft, industrial and tourist activities programmed by the “TDP" will increase the need for housing and an increase in the number of existing residences. The planned productive activities will generate new levels of income for the population who will thus be able to afford more modern and more functional houses situated in conglomerations nearer their place of work. Those wishing to buy a new house will be offered special financial rates, facilitated mortgages, lease-to-buy schemes, and government loans for “council” houses. To support and maximise the potential of this residential programme, international and cooperative organisations will be applied to for funding. A limited number of houses will be offered for free to local Swissfinholding ltd in its role as “Centre for the economic development of the ACP Territory interested in the TDP programmes”. These houses will be assigned by this company to particularly underprivileged families. The new residential areas will have commercial and social structures and will be situated close to the industrial and tourism zones foreseen in the “TDP” so as to facilitate transport for those working in these sectors. Sporting activities The “TDP’ foresees an “Olympic Sports Centre” which will become a focal point for the population, as a social meeting place, for developing talent and as a professional outlet. Social and solidarity works The “TDP’ foresees the conceiving, the planning and the coordination of a “Solidarity Program” through the creation of works and projects. With this in mind, 1 % of the total value of the sub-contracts stipulated as part of the “TDP” will be transferred to the non-profit association “Solidarity with our People”. This organisation will invest the money in the territory in collaboration with local and international organisations with which it will draw up agreements based on the characteristics of the Solidarity Program. n.5. ACCEPTANCE OF THE ”TERRITORIAL DEVELOPMENT PROGRAM PROPOSAL” This document, prepared by Swissfinprogram corp.USA presented to the legal representative of the territory who, within a fixed date, will have to accept the project as a whole or specify modifications. In this latter case, Swissfinprogram corp. will update the project in conformity with the indications received, preserving, however, the overall spirit of the project, its coordination and the existing synergies on which it is founded. n.6)- AGREEMENT This document confirms the desire of the Parties to implement a “Territorial Development Program” programme for economic development, as proposed by Swissfinprogram corp.NY USA . It also sets out the essential conditions for the implementation of the programme and specifies the responsibilities of each Party.

    

    

    

   GENERAL PLAN - Projects of BASIC CITY

    

    

   Category: TERRITORIAL DEVELOPMENT PROGRAM

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

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   SWISSFIN GOLDBANCO SA

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   	The Swissfin GoldBanco sa is a Swiss company based in Lugano ,Viale Dei Faggi n. 9 Switzerland –    swissfinbanco@yahoo.com www.swissfinprogram.com The purpose and aims of company are as following The management of a metal  bank , refining and importing precious metals, especially gold,in Switzerland. Spot and forward transactions of precious metals, gold, silver, platinum and palladium. Issuance of bonds, bills and financial certificates underlying metals and equivalent credit instruments. Engineering, consulting activities, and  general contractor of “ Swissfinprogram Corp.” New York  U.S.A for economic plans “Territorial Development Program”offered by the same entity to territories ACP (Africa, Caribbean and Pacific) in reference to the  Conventions of Lomè, Cotonou, Rome and follows in connection with European Union. The company may open agencies, buy, sell and / or possess movable and immovable assets and fulfill all act to promote and facilitate the social purposes. In its role of "general contractor" the company may directly supply projects and execute works referred to the "Territorial Development Program"; the company can also put out them partially to the subcontractor firms. In support of the agreements signed between the Swissfinprogram Corp and the Territories involved (listed in the specific link "the TDP affiliated Territories" website www.swissfinprogram.com) Swissfin GoldBanco SA has the skill and competence of issuing promissory notes for total amount of the contract be used as collateral for the activation of credit lines from banks or as payment instruments in favor of sub-contractors or  to finance supply agreements. These promissory notes would be endorsed by the District or Territory affiliates TDP and the banks concerned. In its quality as metal bank Swissfin GoldBanco SA is primarily engaged in providing financial resources and support to develop the company activities, and for that reason it delivers “Zero Coupon Gold  Corporate  Bond “ to be provided and offered to investors at medium term maturity and with satisfactory profits. The "Zero Coupon Gold Corporate  Bond" are issued to finance the mining companies and are guaranteed by future metal mining. The "Zero Coupon Gold Corporate  Bond" consist of a certificate of bond undersigned by the company along with an attached "Safe Keeping Receipt" signed by the involved mine. Investors might buy the "Zero Coupon Gold Corporate Bond" directly or through the financial advisors and promoters network affiliated with company and managed by the advising firm NICOLINI & PARTNERS LTD. Payment of the sum invested is deposited into the bank account of Swissfin GoldBanco SA or into those of a linked company and the related acquittance, registered, will authenticate the bond issued to the bearer, determining the amount of compensation received. (Zero coupon) The Safe Keeping Receipt enable the investor to acquire at the agreed time coinciding with bond’s expiration, the amount of gold determined. The precise amount of gold in availability through the Safe Keeping Receipt, to be physically released at maturity date, will be established upon receipt of the money duly deposited by the investor into the indicated bank account with reference to the official price of gold at that day. The investor allows Swissfin GoldBanco SA to hold a commission of 0.50% attributable to the Swiss NGO "Solidarity with Our People," and at the disposal  to the social welfare activities carried out for the people of the territories involved. Swissfin GoldBanco sa is also interested in the field of energy. The joint ventures with companies realizing plants for producing and supplying energy from garbage, biomass or renewable energy(sun and wind)  allow and give capability to undersign agreements with districts or territories involved in the "Territorial Development Program" with target of setting up and building industries to match the national need. The SWissfin GoldBanco SA, in joint ventures also with the districts, proposes to local governments ten-year contracts for  supplying energy paid through a revolving bank guarantees conditioned on amount of energy supplied. That way of work will make easy the procedures for  plants acquisition and its setting up in those countries, although  relevant, but actually deficient in energy not being in condition to finance the needed facilities. The company, in its capacity as "general contractors” appointed by Swissfinprogram Corp.is getting through the formation of agricultural cooperatives in districts involved in the TDP in order to select immense areas suitable for planting crops of corn, sugar, sunflower seeds, soybeans and other crops capable of providing vegetable oils, industrial oils, biodiesel,bioethanol,biogas and everything else in the energy.

   Category: SWISSFIN GOLDBANCO SA

    

   About us

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   	-       Swissfingroup corp USA -       Swissfin GoldBanco Sa – Switzerland -       Solidarity with our People - ONG Switzerland   proposes economics development projects called ”Territorial Development Program” with the aim  to internationalize such countries ( globalization) and allow them to accede to EU funds not spend yet and World bank fund for financing of infrastructure works needed for said projects. The projects proposed with TDP will create the “Basic City” and are the following: Energyland Workland and popular houses The City African village ( Ethnical Market) Tourist basic camp ( Bio Zoo – Safari) Development of the Mining Sector Development of Agricolture and Fishing activities Infrastructures   or specific projects The first stage will be dedicated to energy production, to the creation of an industrial and handcraft area, to popular houses ( in synergy with the national Government Programs ) and the necessary business facilities, and will create the basis for a growing urbanization.           These projects will offer to the new resident population a permanent job at the crafts and industrial companies and benefits of the necessary energy generated from renewable sources ,from biomass, from the selection and industrial processing of garbage. The second stage completes the TDP and relaunches the country in the international contest. The City, with the futuristic architecture including business center, residential buildings, hospitals, places of worship, schools, relief facilities, sport facilities, commercial services, and more, will provide the growing residential class everything necessary to picture its new social identity, which will place in family and work the basis for economic growth to gain income. The new tourist facilities the Bio Zoo, the theme parks, the resort and the airport which will form the “Tourist Basic Camp” will create great accommodation capacity for the international guest who by visiting the Shopping Center “African Village” will be able to get in touch with the local people and discover their couture, history, folklore and craftsmanship. The necessary funds for the executions of the projects of TFDP will be done by the “promissory note” with maturity at 3 or 5 years ,issued from Swissfin GoldBanco Sa. The funds required for the execution of projects TDP will be found with the use of “promissory note”with maturity of 3 or 5 years issued by Swissfin GoldBanco Sa. The promissory note will be used as collateral for the activation of the bank credit line or for payment of amounts relating to contracts of TDP Money coming from such financial operation will be deposited at the local bank which will serve as a Treasury and used for payment of the promissory note at maturity. The fish and agricultural business development will include commercial projects financed by international joint ventures with the target to obtain the goal of implement transforming industries and interesting policies for expert. The mining industries will be developed by “Swissfin GoldBanco SA Lugano Switzerland in agreement with local companies or with the local Government. The above Agreement includes: The issuing of Certificates of “ Future extraction” The guarantee by the local competent Ministry or Banks The placement of the certificates to international investors The deposit of the revenue in the local treasuries bank in joint accounts The financing of the mining activities The sale of the finished product with an exclusive option to the financing and investing partners. The completed works of “Territorial Development Program” will be assigned as follows: - The “popular houses” to the local population upon decision of the competent Ministry, in case our Company and the Government should sign an agreement for such program. In that case, the Government will pay for the house by means of bank or Government guarantees with a due date to be agreed upon, and the assignees will have the chance to buy the estate on the basis of its residual value by means of a real estate leasing proposed by our company for 5 or 10 years at a special interest rates. - The Industrial real estate area to international joint-venture companies which will have imported innovative Know-How and cutting edge technology. Such companies will have the chance to receive financing from the EU (with part of the amount as outright grant) or proposed by our company (crafts, industrial or agricultural leasing) at a discounted rate. - Tourist facilities to international tour operator who will have the choice either to buy or to ask for the management for such operators financing from EU and international banks is also planned. - Real estate destined to the commercial sector will be assigned to all interested companies who can use the financing proposed by our company. - Common, sports and charity facilities will be assigned to the authorized companies and to our organization no profit “Solidarity with our People” Switzerland whose aim is to give assistance to the population of the Districts that has an agreement with our TDP development Program. - The place designated to Government offices will be granted for use to competent Ministries free of charge. What so ever amounts originated from management, sales management, promises of sales of the above mentioned Basic City or other projects better specified in the future will be deposited in the account belonging to the local trusted bank. Profits from the sale of real estate or management activities of the“Territorial Development Program”will be assigned as follows:   - 25% to the territory which has signed the agreement of the TDP - 5%  to the charity organization “ Solidarity with our  People” - The remaining will belong to our Company In order to overcome the bureaucratic obstacles fixed by the various Conventions of Lome’,Cotonou,Rome and EU regarding: The democratic structure of the nation applying for the construction of the works or necessary funds Its absence from the international black list The prohibition to nationalize the works destined to private development All the bureaucratic liens which have made difficult to obtain EU funds destined to countries to the ACP  area and others territories of the nations in need of internationalization The Swissfinprogram Corp. USA through the use of promissory note issued by Swissfin GoldBanco SA,signed by interested districts and with the guarantee of the local banks, he overcame the difficulties above mentioned development programs, addressing their territories and nations freed from the burden of emission of “Debt Public” required for these projects.

    

    

    

   CONTACTS

   	SWISSFINPROGRAM CORP.. Empire State Building New York USA Via Collina Azzurra n. 4 Lugano 6900 Switzerland   SOLIDARITY WIT OUR PEOPLE Via Collina Azzurra n. 4 Paradiso 6900 Switzerland SWISSFIN GOLDBANCO SA Viale Dei Faggi n. 9 -Lugano 6900 Switzerland International contact tel. + 41 91 9930565        + 39 348 6436848 swissfinbanco@yahoo.соm www.swissfinprogram.com

    

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