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Vicoba ndio mkombozi wetu kwa sababu vicoba vinamfanya mwananchi aweze kujiwekea akiba na kupata mikopo yenye masharti nafuu na kwa urahisi zaidi.VICOBA is our savior because he could keep VICOBA makes capita savings and access to concessional loans more easily.Edit
VIcoba ndio mkombozi wetuVICOBA is our saviorEdit
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