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VICOBA PROJECT – VICOBA has proved to be the most effective lending model in rural areas in African countries such as: Niger where it was found in 1991 by CARE International in Niger, Zimbabwe, Mozambique, West Nile Uganda, and Eritrea. This lending model was introduced in our country by CARE Tanzania, Zanzibar Area Office (Jozani-Chwaka Bay Conservation Project) in year 2000 and later adopted by other conservation and community livelihood support projects in Pemba...
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