Yes it is possible to get a 700+ score. These are steps you must take to achieve that: Keep accounts open, especially if you’ve only had credit for a short time and are trying to build your history. Also, avoid maxing out your credit cards and try to keep your balances low in comparison to your total limit. Open new accounts only when necessary. If you apply for and open several credit cards at once, it makes your score drop, since they reduce the length of your credit history. Pay your debt instead of simply transferring it from credit card to credit card in search of a better interest rate; remember the smaller your outstanding balance, the higher your credit score. Check your credit report regularly to make sure there are no errors, which can lower your score. If you do spot an error, alert the credit reporting company immediately. However fixing your credit scores can be tasking. I was once in a bit of trouble fixing my credit so i enlisted the help of a repair team called DEAN KRIS who helped fixed my report and upgraded my scores in record time without hassles. SPYWARE103 AT GMAIL DOT COM